Hdfc bank’s fourth quarter fiscal year 2023 (Q4FY23) PAT missed estimates by 2.4%, and there was a 4.9% miss in operating profit. The need to increase deposit mobilisation, in which HDFC Bank has outperformed its peers, is causing a drop in loan-to-deposit ratios (LDRs), which is putting pressure on net interest margin (NIM). Additionally, the […]
